The doctor's financial calendar
Tax, pension and training-fund deadlines through the year, including January tax reviews and July changeover.
Claim deadlines
The Thursday before July changeover (TSS balances cleared) · 30 September (CPD-SS enrolment closes) · 31 October (AVC backdating, 18 November via ROS) · 31 December (oldest tax year closes permanently).
Download these as a calendar (.ics) →
Six recurring reminders, compatible with Apple, Google and Outlook calendars.
January
- New tax year. Review your Tax Credit Certificate in myAccount: rate band, credits, and no outdated adjustments carried over.
- The Employment Detail Summary for the previous year becomes available; download it, as lenders request it later.
- If rotating in January, register the new employment in myAccount before your first payday.
February
- The Preliminary End of Year Statement is available. Request the Statement of Liability and claim the previous year's medical expenses and any missed reliefs.
March
- Check that your payslip reflects any national pay-agreement increase; recent agreements have included spring adjustment dates.
April
- A good month to review the oldest still-open tax year and claim anything outstanding before it closes in December.
May
- Mid-year AVC review: compare contributions to date against your headroom. Adjusting a monthly amount now is easier than a lump sum in October.
June
- Compare cumulative tax paid on your payslip against your Tax Credit Certificate; six months of data is enough to identify a wrong basis.
July
- Changeover. Register the new employment with Revenue immediately; this is the month emergency tax is most common.
- TSS balances are cleared at the training-year deadline (the Thursday before changeover) and the system locks for four weeks. Claim beforehand.
- If emergency tax applies despite registering, ask Medical HR about the €850 Temporary Recoverable Payment.
- Check the first payslip from the new employer: increment point, tax basis, pension deductions.
August
- Confirm the changeover resolved correctly: cumulative tax basis, correct increment point, and the TSS balance showing for the new year.
September
- CPD-SS enrolment closes on 30 September for non-training NCHDs; late enrolment is not accepted.
- Calculate your remaining AVC allowance before deciding on a top-up.
October
- 31 October: deadline to pay an AVC and backdate the relief against the previous year's income (18 November where paying and filing through ROS).
- Health insurance renewal letters issue around now for many policies; compare plans before renewal.
November
- 1 November is the Local Property Tax liability date for property owners.
- A convenient month for a year-end payslip review, ahead of December payroll cutoffs.
December
- 31 December: the oldest open tax year closes permanently. Final opportunity for four-year backdated claims.
- Gather the year's medical receipts for the January claim.
- Year-end review: what was claimed, what was missed, and what changes in January.
In any rotation month
| Action | Reason |
|---|---|
| Register the job in myAccount before the first payday | Emergency tax applies otherwise |
| Download all payslips from the old portal | Access ends with the employment |
| Check the increment point on the first payslip | Restarts at point 1 are a common error |
| Claim relocation expenses if you moved | Up to €1,000 per 12 months |
Each deadline is covered in detail under training funds, pension & AVCs and tax credits.
Sources
More money guides
This is general information for the 2026 tax year, last reviewed 4 August 2026. It is not financial, tax, or investment advice. For decisions about your own circumstances, consult the official sources linked on each page or a qualified professional. MedPath is not affiliated with the HSE or Revenue.